/* Reset and Base Styles */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: 'Inter', sans-serif;
    line-height: 1.6;
    color: #333;
    overflow-x: hidden;
    margin: 0;
    padding: 0;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Header and Navigation */
.header {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    background: rgba(255, 255, 255, 0.98);
    backdrop-filter: blur(20px);
    z-index: 1000;
    transition: all 0.3s ease;
    border-bottom: 1px solid rgba(0, 0, 0, 0.05);
    box-shadow: 0 2px 20px rgba(0, 0, 0, 0.08);
}

.nav-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    height: 104px;
}

.nav-logo {
    display: flex;
    align-items: center;
    gap: 1rem;
    text-decoration: none;
}

.logo-link {
    display: flex;
    align-items: center;
    gap: 1rem;
    text-decoration: none;
}

.logo-icon {
    width: 330px;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
}

.logo-icon img {
    width: 100%;
    height: 100%;
    object-fit: contain;
}

.logo-text h2 {
    color: #1f2937;
    font-weight: 700;
    font-size: 1.5rem;
    margin: 0;
    line-height: 1;
}

.logo-tagline {
    color: #6b7280;
    font-size: 0.75rem;
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-top: 2px;
    display: block;
}

.nav-list {
    display: flex;
    list-style: none;
    gap: 2rem;
}

.nav-link {
    color: #374151;
    text-decoration: none;
    font-weight: 500;
    font-size: 0.95rem;
    padding: 0.75rem 0;
    position: relative;
    transition: all 0.3s ease;
}

.nav-link::after {
    content: '';
    position: absolute;
    width: 0;
    height: 2px;
    bottom: 0;
    left: 50%;
    background: linear-gradient(45deg, #667eea, #764ba2);
    transition: all 0.3s ease;
    transform: translateX(-50%);
}

.nav-link:hover::after,
.nav-link.active::after {
    width: 100%;
}

.nav-link:hover,
.nav-link.active {
    color: #667eea;
}

.nav-actions {
    display: flex;
    align-items: center;
    gap: 1.5rem;
}

.nav-phone {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    color: #667eea;
    text-decoration: none;
    font-weight: 500;
    font-size: 0.9rem;
    transition: all 0.3s ease;
}

.nav-phone:hover {
    color: #764ba2;
}

.nav-phone i {
    font-size: 0.875rem;
}

.btn-header {
    background: linear-gradient(45deg, #667eea, #764ba2);
    color: white;
    padding: 0.75rem 1.5rem;
    border-radius: 25px;
    text-decoration: none;
    font-weight: 600;
    font-size: 0.9rem;
    transition: all 0.3s ease;
    box-shadow: 0 4px 15px rgba(102, 126, 234, 0.3);
}

.btn-header:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(102, 126, 234, 0.4);
}

.nav-toggle {
    display: none;
    flex-direction: column;
    cursor: pointer;
}

.bar {
    width: 25px;
    height: 3px;
    background: #333;
    margin: 3px 0;
    transition: 0.3s;
}

/* Hero Section */
.hero {
    min-height: 100vh;
    display: flex;
    align-items: center;
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    position: relative;
    overflow: hidden;
    padding-top: 104px; /* Account for taller main header */
}

.hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.05'%3E%3Ccircle cx='30' cy='30' r='2'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
    opacity: 0.3;
}

.hero-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 2rem;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
    position: relative;
    z-index: 2;
}

.hero-content {
    color: white;
}

.hero-badge {
    display: inline-block;
    background: rgba(255, 255, 255, 0.2);
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.3);
    padding: 0.5rem 1rem;
    border-radius: 25px;
    margin-bottom: 1.5rem;
    font-size: 0.875rem;
    font-weight: 500;
    letter-spacing: 0.5px;
}

.hero-title {
    font-size: 3.5rem;
    font-weight: 700;
    line-height: 1.1;
    margin-bottom: 1.5rem;
}

.hero-highlight {
    background: linear-gradient(45deg, #FFD700, #FFA500);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.hero-description {
    font-size: 1.25rem;
    line-height: 1.6;
    margin-bottom: 2rem;
    opacity: 0.9;
}

.hero-stats {
    display: flex;
    gap: 2rem;
    margin-bottom: 2.5rem;
    padding: 1.5rem 0;
}

.stat-item {
    display: flex;
    flex-direction: column;
    align-items: center;
}

/* .stat-number {
    font-size: 2rem;
    font-weight: 700;
    color: #FFD700;
    margin-bottom: 0.25rem;
} */

.stat-label {
    font-size: 0.875rem;
    opacity: 0.8;
    text-align: center;
}

.hero-buttons {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
}

.hero-visual {
    display: flex;
    justify-content: center;
    align-items: center;
}

.hero-chart {
    position: relative;
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(20px);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: 20px;
    padding: 2rem;
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.1);
}

.chart-container {
    width: 400px;
    height: 300px;
}

.chart-overlay {
    position: absolute;
    top: 1rem;
    right: 1rem;
}

.chart-popup {
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(10px);
    border-radius: 12px;
    padding: 4px 8px;
    color: #333;
    box-shadow: 0 10px 20px rgba(0, 0, 0, 0.1);
    text-align: center;
}

.popup-title {
    display: block;
    font-size: 0.75rem;
    font-weight: 500;
    opacity: 0.7;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.popup-value {
    font-size: 1rem;
    font-weight: 700;
    color: #28a745;
    margin: 0.25rem 0;
}

.popup-period {
    display: block;
    font-size: 0.75rem;
    opacity: 0.6;
}

.btn {
    padding: 1rem 2rem;
    border-radius: 50px;
    text-decoration: none;
    font-weight: 600;
    transition: all 0.3s ease;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    border: none;
    cursor: pointer;
    font-size: 1rem;
    position: relative;
    overflow: hidden;
}

.btn::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.2), transparent);
    transition: left 0.5s;
}

.btn:hover::before {
    left: 100%;
}

.btn-primary {
    background: linear-gradient(45deg, #FFD700, #FFA500);
    color: #1f2937;
    box-shadow: 0 4px 15px rgba(255, 215, 0, 0.3);
}

.btn-primary:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 25px rgba(255, 215, 0, 0.4);
}

.btn-secondary {
    background: rgba(255, 255, 255, 0.1);
    color: white;
    border: 2px solid rgba(255, 255, 255, 0.3);
    backdrop-filter: blur(10px);
}

.btn-secondary:hover {
    background: rgba(255, 255, 255, 0.2);
    border-color: rgba(255, 255, 255, 0.5);
    transform: translateY(-3px);
}
.section-header {
    text-align: center;
    margin-bottom: 4rem;
}

.section-title {
    font-size: 2.5rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 1rem;
}

.section-subtitle {
    font-size: 1.2rem;
    color: #6b7280;
    max-width: 600px;
    margin: 0 auto;
}

/* Insights section header override */
.insights .section-title {
    color: #1f2937;
    font-size: 2.5rem;
    font-weight: 700;
    margin-bottom: 1rem;
}

.insights .section-subtitle {
    color: #6b7280;
    font-size: 1.2rem;
    font-weight: 400;
    max-width: 600px;
    margin: 0 auto;
}

.insight-card.featured .insight-number {
    color: white;
}

.insight-number {
    font-size: 1.1rem;
    font-weight: 600;
    color: #764ba2;
    margin-bottom: 0.25rem;
    text-transform: uppercase;
}

/* Services Section */
.services {
    padding: 100px 0;
    background: linear-gradient(135deg, #f8fafc 0%, #e2e8f0 100%);
}

.section-badge {
    display: inline-block;
    background: linear-gradient(45deg, #667eea, #764ba2);
    color: white;
    padding: 0.5rem 1rem;
    border-radius: 25px;
    font-size: 0.875rem;
    font-weight: 600;
    letter-spacing: 0.5px;
    margin-bottom: 1rem;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 2rem;
    margin-top: 3rem;
}

.service-card {
    background: white;
    padding: 2rem;
    border-radius: 20px;
    position: relative;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.08);
    transition: all 0.4s ease;
    border: 1px solid rgba(0, 0, 0, 0.05);
    height: 100%;
    display: flex;
    flex-direction: column;
}

.service-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 25px 50px rgba(0, 0, 0, 0.15);
}

.service-card.featured {
    border: 2px solid #667eea;
}

.service-card.featured::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(45deg, #667eea, #764ba2);
    border-radius: 20px 20px 0 0;
}

.service-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    margin-bottom: 1.5rem;
}

.service-icon {
    width: 70px;
    height: 70px;
    background: linear-gradient(135deg, #667eea, #764ba2);
    border-radius: 18px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 1.75rem;
    box-shadow: 0 8px 20px rgba(102, 126, 234, 0.3);
}

.service-badge {
    background: linear-gradient(45deg, #FFD700, #FFA500);
    color: #1f2937;
    padding: 0.25rem 0.75rem;
    border-radius: 15px;
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.5px;
}

.service-title {
    font-size: 1.5rem;
    font-weight: 700;
    margin-bottom: 1rem;
    color: #1f2937;
    text-align: left;
}

.service-description {
    color: #6b7280;
    line-height: 1.6;
    margin-bottom: 1.5rem;
    text-align: left;
}

.service-features {
    list-style: none;
    margin-bottom: 2rem;
}

.service-features li {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    margin-bottom: 0.75rem;
    color: #374151;
}

.service-features i {
    color: #10b981;
    font-size: 0.875rem;
}

.service-price {
    display: flex;
    align-items: baseline;
    gap: 0.25rem;
    padding: 1.5rem 0;
    border-top: 1px solid #e5e7eb;
}

.price-label {
    font-size: 0.875rem;
    color: #6b7280;
}

.price-value {
    font-size: 1.75rem;
    font-weight: 700;
    color: #1f2937;
}

.price-period {
    font-size: 0.875rem;
    color: #6b7280;
}

/* Process Section */
.process {
    padding: 100px 0;
    background: linear-gradient(135deg, #f8fafc 0%, #e2e8f0 100%);
    position: relative;
    overflow: hidden;
}

.process::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23667eea' fill-opacity='0.03'%3E%3Ccircle cx='30' cy='30' r='2'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
    opacity: 0.5;
}

.process-container {
    position: relative;
    z-index: 2;
}

.process-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
    margin-bottom: 4rem;
}

.process-card {
    background: white;
    border-radius: 20px;
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.08);
    border: 1px solid rgba(102, 126, 234, 0.1);
    transition: all 0.4s ease;
    overflow: hidden;
    position: relative;
}

.process-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, #667eea, #764ba2);
    transform: scaleX(0);
    transition: transform 0.4s ease;
}

.process-card:hover::before {
    transform: scaleX(1);
}

.process-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.15);
    border-color: rgba(102, 126, 234, 0.2);
}

.process-card-inner {
    padding: 2rem;
}

.process-step-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 1.5rem;
}

.step-number-wrapper {
    position: relative;
}

.step-number {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 50px;
    height: 50px;
    background: linear-gradient(135deg, #667eea, #764ba2);
    color: white;
    font-size: 1.2rem;
    font-weight: 800;
    border-radius: 50%;
    box-shadow: 0 4px 15px rgba(102, 126, 234, 0.3);
    position: relative;
    z-index: 2;
}

.step-connector {
    position: absolute;
    top: 50%;
    left: 50px;
    right: -2rem;
    height: 2px;
    background: linear-gradient(90deg, #667eea, #764ba2);
    opacity: 0.3;
    transform: translateY(-50%);
}

.step-icon {
    width: 70px;
    height: 70px;
    background: linear-gradient(135deg, #f8fafc, #e2e8f0);
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #667eea;
    font-size: 1.8rem;
    transition: all 0.4s ease;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.1);
}

.process-card:hover .step-icon {
    background: linear-gradient(135deg, #667eea, #764ba2);
    color: white;
    transform: scale(1.1);
    box-shadow: 0 8px 25px rgba(102, 126, 234, 0.3);
}

.process-content h3 {
    font-size: 1.4rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 1rem;
    line-height: 1.3;
}

.process-content p {
    color: #6b7280;
    line-height: 1.6;
    font-size: 0.95rem;
    margin-bottom: 1.5rem;
}

.step-features {
    display: flex;
    flex-wrap: wrap;
    gap: 0.5rem;
}

.feature-tag {
    background: linear-gradient(45deg, #e0f2fe, #f0f9ff);
    color: #0369a1;
    padding: 0.25rem 0.75rem;
    border-radius: 20px;
    font-size: 0.75rem;
    font-weight: 600;
    border: 1px solid #bae6fd;
}

.process-cta {
    background: linear-gradient(135deg, #1f2937, #374151);
    border-radius: 20px;
    padding: 3rem 2rem;
    text-align: center;
    color: white;
    margin-top: 2rem;
}

.process-cta .cta-content h3 {
    font-size: 1.8rem;
    font-weight: 700;
    margin-bottom: 0.5rem;
}

.process-cta .cta-content p {
    font-size: 1rem;
    opacity: 0.9;
    margin-bottom: 2rem;
}

.process-cta .cta-buttons {
    display: flex;
    gap: 1rem;
    justify-content: center;
    flex-wrap: wrap;
}

/* Insights Section - Modern Grid Design */
.insights {
    padding: 80px 0;
    background: linear-gradient(135deg, #f8fafc 0%, #f1f5f9 100%);
    position: relative;
    overflow: hidden;
}

.insights::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background:
        radial-gradient(circle at 30% 20%, rgba(59, 130, 246, 0.05) 0%, transparent 50%),
        radial-gradient(circle at 70% 80%, rgba(16, 185, 129, 0.05) 0%, transparent 50%);
    pointer-events: none;
}

.insights .section-title {
    font-size: 2.5rem;
    font-weight: 700;
    color: #1e293b;
    margin-bottom: 1rem;
    text-align: center;
}

.insights .section-subtitle {
    font-size: 1.1rem;
    color: #64748b;
    text-align: center;
    max-width: 600px;
    margin: 0 auto 4rem;
    line-height: 1.6;
}

/* Insights Grid */
.insights-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 2rem;
    margin-bottom: 4rem;
}

/* Insight Cards */
.insight-card {
    background: white;
    border-radius: 20px;
    padding: 2.5rem 2rem;
    box-shadow: 0 4px 24px rgba(0, 0, 0, 0.08);
    border: 1px solid rgba(0, 0, 0, 0.05);
    transition: all 0.3s ease;
    position: relative;
    overflow: hidden;
}

.insight-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, #667eea, #764ba2);
    transform: scaleX(0);
    transition: transform 0.3s ease;
}

.insight-card:hover::before {
    transform: scaleX(1);
}

.insight-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 12px 40px rgba(0, 0, 0, 0.15);
}

.insight-card.featured {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
    border: none;
    box-shadow: 0 8px 32px rgba(102, 126, 234, 0.3);
}

.insight-card.featured::before {
    background: linear-gradient(90deg, rgba(255, 255, 255, 0.3), rgba(255, 255, 255, 0.6));
}

.insight-card.featured:hover {
    box-shadow: 0 15px 50px rgba(102, 126, 234, 0.4);
}

/* Insight Header */
.insight-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    margin-bottom: 1.5rem;
}

.insight-icon {
    width: 64px;
    height: 64px;
    background: linear-gradient(135deg, #667eea, #764ba2);
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 1.5rem;
    transition: all 0.3s ease;
    box-shadow: 0 8px 20px rgba(102, 126, 234, 0.3);
}

.insight-card:not(.featured) .insight-icon {
    background: linear-gradient(135deg, #f1f5f9, #e2e8f0);
    color: #667eea;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
}

.insight-card.featured .insight-icon {
    background: rgba(255, 255, 255, 0.2);
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.3);
}

.insight-card:hover .insight-icon {
    transform: scale(1.1);
    box-shadow: 0 12px 30px rgba(102, 126, 234, 0.4);
}

.insight-badge {
    background: linear-gradient(45deg, #10b981, #059669);
    color: white;
    padding: 0.4rem 0.8rem;
    border-radius: 20px;
    font-size: 0.75rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.insight-card.featured .insight-badge {
    background: linear-gradient(45deg, rgba(255, 255, 255, 0.2), rgba(255, 255, 255, 0.3));
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.3);
}

/* Insight Content */
.insight-content h3 {
    font-size: 1.4rem;
    font-weight: 700;
    color: #1e293b;
    margin-bottom: 1rem;
    line-height: 1.3;
}

.insight-card.featured .insight-content h3 {
    color: white;
}

.insight-content p {
    color: #64748b;
    line-height: 1.6;
    margin-bottom: 1.5rem;
    font-size: 0.95rem;
}

.insight-card.featured .insight-content p {
    color: rgba(255, 255, 255, 0.9);
}

/* Insight Stats */
.insight-stats {
    display: flex;
    gap: 1.5rem;
    margin-bottom: 2rem;
}

.stat {
    flex: 1;
    text-align: center;
    padding: 1rem;
    background: rgba(102, 126, 234, 0.05);
    border-radius: 12px;
    border: 1px solid rgba(102, 126, 234, 0.1);
}

.insight-card.featured .stat {
    background: rgba(255, 255, 255, 0.1);
    border: 1px solid rgba(255, 255, 255, 0.2);
    backdrop-filter: blur(10px);
}

.insight-card.featured .stat-number {
    color: white;
}

.stat-label {
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.insight-card.featured .stat-label {
    color: rgba(255, 255, 255, 0.8);
}

/* Insight CTA */
.insight-cta {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    color: #667eea;
    text-decoration: none;
    font-weight: 600;
    font-size: 0.9rem;
    transition: all 0.3s ease;
    padding: 0.75rem 1.5rem;
    border: 2px solid #667eea;
    border-radius: 12px;
    background: transparent;
    width: 100%;
    justify-content: center;
}

.insight-card.featured .insight-cta {
    color: white;
    border-color: rgba(255, 255, 255, 0.3);
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
}

.insight-cta:hover {
    color: white;
    background: #667eea;
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(102, 126, 234, 0.3);
}

.insight-card.featured .insight-cta:hover {
    background: rgba(255, 255, 255, 0.2);
    border-color: rgba(255, 255, 255, 0.4);
}

/* Insights CTA Section */
.insights-cta {
    background: linear-gradient(135deg, #1f2937, #374151);
    border-radius: 20px;
    padding: 3rem 2rem;
    text-align: center;
    color: white;
    margin-top: 2rem;
}

.cta-content h3 {
    font-size: 1.8rem;
    font-weight: 700;
    margin-bottom: 0.5rem;
}

.cta-content p {
    font-size: 1rem;
    opacity: 0.9;
    margin-bottom: 2rem;
}

.cta-buttons {
    display: flex;
    gap: 1rem;
    justify-content: center;
    flex-wrap: wrap;
}

.btn-secondary {
    background: transparent;
    color: #fff;
    border: 2px solid #fff;
    padding: 1rem 2rem;
    border-radius: 50px;
    font-weight: 600;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    transition: all 0.3s ease;
}

.btn-secondary:hover {
    background: rgba(255, 255, 255, 0.1);
    border-color: rgba(255, 255, 255, 0.5);
    transform: translateY(-2px);
}

/* Testimonials Section */
.testimonials {
    padding: 80px 0;
    background: white;
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.testimonial-card {
    background: #f8fafc;
    padding: 2rem;
    border-radius: 16px;
    border-left: 4px solid #667eea;
    transition: all 0.3s ease;
}

.testimonial-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
}

.testimonial-content p {
    font-size: 1.1rem;
    font-style: italic;
    color: #374151;
    line-height: 1.6;
    margin-bottom: 1.5rem;
}

.testimonial-author h4 {
    font-size: 1rem;
    font-weight: 600;
    color: #1f2937;
    margin-bottom: 0.25rem;
}

.testimonial-author span {
    font-size: 0.875rem;
    color: #6b7280;
}

/* Footer Updates */
.footer-contact p {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    margin-bottom: 0.5rem;
    color: #d1d5db;
}

.footer-contact i {
    color: #fbbf24;
    width: 16px;
}

.footer-bottom {
    border-top: 1px solid #374151;
    padding-top: 2rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 1rem;
}

.footer-links {
    display: flex;
    gap: 2rem;
}

.footer-links a {
    color: #9ca3af;
    text-decoration: none;
    font-size: 0.875rem;
    transition: color 0.3s ease;
}

.footer-links a:hover {
    color: #fbbf24;
}

.footer-disclaimer {
    margin-top: 2rem;
    padding-top: 2rem;
    border-top: 1px solid #374151;
    text-align: center;
}

.footer-disclaimer p {
    color: #9ca3af;
    font-size: 0.75rem;
    line-height: 1.5;
}

/* Contact Section */
.contact {
    padding: 100px 0;
    background: linear-gradient(135deg, #f8fafc 0%, #f1f5f9 100%);
    position: relative;
    overflow: hidden;
}

.contact::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background:
        radial-gradient(circle at 20% 30%, rgba(59, 130, 246, 0.03) 0%, transparent 50%),
        radial-gradient(circle at 80% 70%, rgba(16, 185, 129, 0.03) 0%, transparent 50%);
    pointer-events: none;
}

.contact-wrapper {
    max-width: 1400px;
    margin: 0 auto;
    padding: 0 20px;
}

.contact-header {
    text-align: center;
    margin-bottom: 4rem;
}

.contact-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background: linear-gradient(45deg, #667eea, #764ba2);
    color: white;
    padding: 0.75rem 1.5rem;
    border-radius: 50px;
    font-size: 0.9rem;
    font-weight: 600;
    margin-bottom: 1.5rem;
    box-shadow: 0 4px 15px rgba(102, 126, 234, 0.3);
}

.contact-badge i {
    font-size: 1rem;
}

.contact-title {
    font-size: 2.8rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 1rem;
    line-height: 1.2;
}

.contact-subtitle {
    font-size: 1.2rem;
    color: #6b7280;
    max-width: 600px;
    margin: 0 auto;
    line-height: 1.6;
}

.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    margin-bottom: 4rem;
}

.contact-cards {
    display: grid;
    grid-template-columns: 1fr;
    gap: 1.5rem;
}

.contact-card {
    background: white;
    padding: 2rem;
    border-radius: 16px;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
    border: 1px solid rgba(0, 0, 0, 0.05);
    transition: all 0.3s ease;
    display: flex;
    align-items: flex-start;
    gap: 1.5rem;
}

.contact-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 12px 30px rgba(0, 0, 0, 0.12);
    border-color: rgba(102, 126, 234, 0.2);
}

.contact-card.primary {
    background: linear-gradient(135deg, #667eea, #764ba2);
    color: white;
    border: none;
    box-shadow: 0 8px 25px rgba(102, 126, 234, 0.3);
}

.contact-card.primary:hover {
    transform: translateY(-5px);
    box-shadow: 0 15px 35px rgba(102, 126, 234, 0.4);
}

.card-icon {
    width: 60px;
    height: 60px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 1.5rem;
    flex-shrink: 0;
    transition: all 0.3s ease;
}

.contact-card:not(.primary) .card-icon {
    background: linear-gradient(135deg, #667eea, #764ba2);
    color: white;
}

.contact-card.primary:hover .card-icon {
    background: rgba(255, 255, 255, 0.2);
    transform: scale(1.1);
}

.card-content {
    width: 100%;
}

.card-content h3 {
    font-size: 1.3rem;
    font-weight: 600;
    margin-bottom: 0.5rem;
    color: inherit;
}

.card-content p {
    color: inherit;
    opacity: 0.9;
    margin-bottom: 1rem;
    font-size: 0.95rem;
}

.contact-card.primary .card-content p {
    opacity: 0.8;
}

.card-link {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    color: inherit;
    text-decoration: none;
    font-weight: 500;
    font-size: 0.9rem;
    transition: all 0.3s ease;
}

.card-link:hover {
    transform: translateX(5px);
}

.card-link i {
    transition: transform 0.3s ease;
}

.card-link:hover i {
    transform: translateX(3px);
}

.contact-form-container {
    background: white;
    padding: 3rem;
    border-radius: 20px;
    box-shadow: 0 8px 30px rgba(0, 0, 0, 0.1);
    border: 1px solid rgba(0, 0, 0, 0.05);
}

.form-header {
    text-align: center;
    margin-bottom: 2.5rem;
}

.form-header h3 {
    font-size: 1.8rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 0.5rem;
}

.form-header p {
    color: #6b7280;
    font-size: 1rem;
}

.contact-form {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.5rem;
}

.form-group {
    display: flex;
    flex-direction: column;
}

.form-group label {
    font-size: 0.9rem;
    font-weight: 600;
    color: #374151;
    margin-bottom: 0.5rem;
}

.form-group input,
.form-group select,
.form-group textarea {
    padding: 1rem 1.25rem;
    border: 2px solid #e5e7eb;
    border-radius: 12px;
    font-size: 1rem;
    transition: all 0.3s ease;
    background: #fafbfc;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: #667eea;
    background: white;
    box-shadow: 0 0 0 3px rgba(102, 126, 234, 0.1);
}

.form-group textarea {
    resize: vertical;
    min-height: 120px;
}

.form-group select {
    flex: 1;
    padding: 1rem 1.25rem;
    border: 2px solid #e5e7eb;
    border-radius: 12px;
    font-size: 1rem;
    background: #fafbfc;
    transition: all 0.3s ease;
    cursor: pointer;
}

.form-group select:focus {
    outline: none;
    border-color: #667eea;
    background: white;
    box-shadow: 0 0 0 3px rgba(102, 126, 234, 0.1);
}

.btn-full {
    width: 100%;
    padding: 1.25rem;
    font-size: 1.1rem;
    font-weight: 600;
    margin-top: 0.5rem;
}

.btn-full i {
    margin-right: 0.5rem;
}

.contact-cta {
    background: linear-gradient(135deg, #1f2937, #374151);
    border-radius: 20px;
    padding: 3rem;
    text-align: center;
    color: white;
    margin-top: 2rem;
}

.cta-content h3 {
    font-size: 1.8rem;
    font-weight: 700;
    margin-bottom: 0.5rem;
}

.cta-content p {
    font-size: 1.1rem;
    opacity: 0.9;
    margin-bottom: 2rem;
}

.cta-buttons {
    display: flex;
    gap: 1rem;
    justify-content: center;
    flex-wrap: wrap;
}

.btn-whatsapp {
    background: #25d366;
    color: white;
    border: none;
    padding: 1rem;
    border-radius: 50px;
    font-weight: 600;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    transition: all 0.3s ease;
    box-shadow: 0 4px 15px rgba(37, 211, 102, 0.3);
}

.btn-whatsapp:hover {
    background: #128c7e;
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(37, 211, 102, 0.4);
}


.btn-call {
    background: #ef4444;
    color: white;
    border: none;
    padding: 1rem 2rem;
    border-radius: 50px;
    font-weight: 600;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    transition: all 0.3s ease;
    box-shadow: 0 4px 15px rgba(239, 68, 68, 0.3);
}

.btn-call:hover {
    background: #dc2626;
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(239, 68, 68, 0.4);
}

/* Footer */
.footer {
    background: #1f2937;
    color: white;
    padding: 60px 0 20px;
}

.footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin-bottom: 2rem;
}

.footer-section h3,
.footer-section h4 {
    margin-bottom: 1rem;
    color: #fbbf24;
}

.footer-section h3 {
    font-size: 1.5rem;
}

.footer-section p {
    color: #d1d5db;
    line-height: 1.6;
    margin-bottom: 1rem;
}

.footer-section ul {
    list-style: none;
}

.footer-section ul li {
    margin-bottom: 0.5rem;
}

.footer-section ul li a {
    color: #d1d5db;
    text-decoration: none;
    transition: color 0.3s ease;
}

.footer-section ul li a:hover {
    color: #fbbf24;
}

.social-links {
    display: flex;
    gap: 1rem;
}

.social-link {
    width: 40px;
    height: 40px;
    background: #374151;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    text-decoration: none;
    transition: all 0.3s ease;
}

.social-link:hover {
    background: #fbbf24;
    transform: translateY(-2px);
}

.footer-bottom {
    border-top: 1px solid #374151;
    padding-top: 2rem;
    text-align: center;
    color: #9ca3af;
}

/* Responsive Design */
@media (max-width: 1024px) {
    /* Tablet styles */
    .process-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 1.5rem;
        margin-bottom: 3rem;
    }

    .process-card {
        min-width: unset;
    }
}

@media (max-width: 768px) {
    .nav-container {
        padding: 0 1rem;
        height: 91px;
    }

.logo-icon {
    width: 250px;
}

    .logo-text h2 {
        font-size: 1.25rem;
    }

    .logo-tagline {
        font-size: 0.65rem;
    }

    .nav-actions {
        display: none; /* Hide nav actions on mobile, shown in mobile menu instead */
    }

    .nav-menu {
        position: fixed;
        left: -100%;
        top: 91px; /* Account for taller main header on mobile */
        flex-direction: column;
        background-color: white;
        width: 100%;
        text-align: center;
        transition: 0.3s;
        box-shadow: 0 10px 27px rgba(0, 0, 0, 0.05);
        z-index: 999;
        padding: 2rem 0;
    }

    .nav-menu.active {
        left: 0;
    }

    .nav-list {
        flex-direction: column;
        padding: 2rem 0;
        gap: 1rem;
    }

    .nav-toggle {
        display: flex;
    }

    .nav-toggle.active .bar:nth-child(2) {
        opacity: 0;
    }

    .nav-toggle.active .bar:nth-child(1) {
        transform: translateY(8px) rotate(45deg);
    }

    .nav-toggle.active .bar:nth-child(3) {
        transform: translateY(-8px) rotate(-45deg);
    }

    .hero {
        padding-top: 91px; /* Account for taller main header on mobile */
        min-height: 100vh;
    }

    .hero-container {
        grid-template-columns: 1fr;
        text-align: center;
        gap: 2rem;
        padding: 2rem 1rem 0;
    }

    .hero-stats {
        flex-direction: column;
        gap: 1rem;
        text-align: center;
    }

    .stat-item {
        align-items: center;
    }

    .hero-chart {
        padding: 1rem;
        margin: 0 auto;
    }

    .chart-container {
        width: 300px;
        height: 200px;
    }

    .hero-title {
        font-size: 2.5rem;
    }

    .hero-description {
        font-size: 1.1rem;
    }

    .hero-buttons {
        justify-content: center;
        flex-direction: column;
        align-items: center;
    }

    .btn {
        width: 100%;
        max-width: 250px;
        justify-content: center;
    }

    .services-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }

    .process-timeline {
        flex-direction: column;
        gap: 2rem;
        align-items: center;
        overflow-x: visible;
        padding: 0;
    }

    .process-step {
        max-width: 100%;
        width: 100%;
    }

    .step-icon {
        width: 70px;
        height: 70px;
        font-size: 1.75rem;
    }

    .step-content {
        padding: 1.25rem;
    }

    .process-connector {
        flex-direction: column;
        gap: 0.5rem;
        order: -1;
    }

    .connector-line {
        width: 3px;
        height: 40px;
        background: linear-gradient(180deg, #667eea, #764ba2);
        display: none;
    }

    .connector-line::before {
        top: -100%;
        left: 0;
        width: 100%;
        height: 100%;
        background: linear-gradient(180deg, transparent, rgba(255, 255, 255, 0.8), transparent);
        animation: shimmer-vertical 2s infinite;
    }

    @keyframes shimmer-vertical {
        0% { top: -100%; }
        100% { top: 100%; }
    }

    .connector-arrow {
        transform: rotate(90deg);
        animation: bounce-vertical 2s infinite;
        display: none;
    }

    @keyframes bounce-vertical {
        0%, 20%, 50%, 80%, 100% { transform: translateY(0) rotate(90deg); }
        40% { transform: translateY(5px) rotate(90deg); }
        60% { transform: translateY(3px) rotate(90deg); }
    }

    .process-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
        margin-bottom: 3rem;
        overflow-x: visible;
        padding: 0;
    }

    .process-card {
        min-width: unset;
        flex-shrink: unset;
    }

    .process-card-inner {
        padding: 1.5rem;
    }

    .process-step-header {
        margin-bottom: 1.25rem;
        flex-direction: column;
        align-items: flex-start;
        gap: 1rem;
    }

    .step-number-wrapper {
        position: relative;
    }

    .step-connector {
        display: none; /* Hide connector lines on mobile stacked layout */
    }

    .step-icon {
        width: 60px;
        height: 60px;
        font-size: 1.5rem;
    }

    .process-content h3 {
        font-size: 1.25rem;
    }

    .process-content p {
        font-size: 0.9rem;
        margin-bottom: 1.25rem;
    }

    .process-cta {
        padding: 2rem 1.5rem;
    }

    .process-cta .cta-content h3 {
        font-size: 1.5rem;
    }

    .process-cta .cta-content p {
        font-size: 0.95rem;
        margin-bottom: 1.5rem;
    }

    .insights-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
        margin-bottom: 3rem;
    }

    .insight-card {
        padding: 2rem 1.5rem;
    }

    .insight-header {
        margin-bottom: 1.25rem;
    }

    .insight-icon {
        width: 56px;
        height: 56px;
        font-size: 1.25rem;
    }

    .insight-content h3 {
        font-size: 1.25rem;
    }

    .insight-stats {
        flex-direction: column;
        gap: 1rem;
    }

    .stat {
        padding: 0.75rem;
    }

    .stat-number {
        font-size: 1.1rem;
    }

    .insights-cta {
        padding: 2rem 1.5rem;
    }

    .cta-content h3 {
        font-size: 1.5rem;
    }

    .cta-buttons {
        flex-direction: column;
        align-items: center;
    }

    .contact-grid {
        grid-template-columns: 1fr;
        gap: 3rem;
    }

    .contact-form-container {
        padding: 2rem;
    }

    .form-row {
        grid-template-columns: 1fr;
        gap: 1rem;
    }

    .contact-title {
        font-size: 2.2rem;
    }

    .contact-cards {
        gap: 1rem;
    }

    .contact-card {
        padding: 1.5rem;
        flex-direction: column;
        text-align: center;
        gap: 1rem;
    }

    .card-icon {
        align-self: center;
    }

    .cta-buttons {
        flex-direction: column;
        align-items: center;
    }

    .btn-whatsapp,
    .btn-call {
        width: 100%;
        max-width: 250px;
        justify-content: center;
    }
}

@media (max-width: 480px) {
    .hero-title {
        font-size: 2rem;
    }

    .hero-description {
        font-size: 1rem;
    }

    .contact-title {
        font-size: 1.8rem;
    }

    .contact-subtitle {
        font-size: 1rem;
    }

    .contact-card {
        padding: 1.25rem;
    }

    .contact-form-container {
        padding: 1.5rem;
    }

    .cta-content h3 {
        font-size: 1.5rem;
    }

    .cta-content p {
        font-size: 1rem;
    }
}

/* Animations */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.service-card,
.feature-item,
.contact-item {
    animation: fadeInUp 0.6s ease-out;
}

/* Smooth transitions */
* {
    transition: all 0.3s ease;
}



/* Extra Small Screens */
@media (max-width: 480px) {
    .nav-container {
        height: 78px;
        padding: 0 0.5rem;
    }

    .logo-text h2 {
        font-size: 1.1rem;
    }

    .logo-tagline {
        font-size: 0.6rem;
    }

    .nav-menu {
        top: 78px; /* Account for taller main header only */
    }

    .hero {
        padding-top: 78px; /* Account for taller main header only */
    }
}



/* ===========================================
   MUTUAL FUNDS PAGE STYLES
   =========================================== */

/* Mutual Funds Hero Section */
.mf-hero {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
    padding: 120px 0 80px;
    position: relative;
    overflow: hidden;
}

.mf-hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><defs><pattern id="grain" width="100" height="100" patternUnits="userSpaceOnUse"><circle cx="25" cy="25" r="1" fill="rgba(255,255,255,0.1)"/><circle cx="75" cy="75" r="1" fill="rgba(255,255,255,0.1)"/><circle cx="50" cy="50" r="1" fill="rgba(255,255,255,0.05)"/></pattern></defs><rect width="100" height="100" fill="url(%23grain)"/></svg>');
    opacity: 0.1;
}

.mf-hero .container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 2rem;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
    position: relative;
    z-index: 1;
}

.mf-hero-content {
    position: relative;
    z-index: 1;
    color: white;
}

.mf-hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background: rgba(255, 255, 255, 0.1);
    padding: 0.5rem 1rem;
    border-radius: 50px;
    font-size: 0.9rem;
    font-weight: 500;
    margin-bottom: 1.5rem;
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.2);
    color: white;
}

.mf-hero-title {
    font-size: 3.5rem;
    font-weight: 800;
    margin-bottom: 1.5rem;
    line-height: 1.1;
    color: white;
}

.mf-hero-subtitle {
    font-size: 1.25rem;
    line-height: 1.6;
    margin-bottom: 2.5rem;
    opacity: 0.9;
    color: white;
}

.mf-hero-buttons {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
}

.mf-hero-visual {
    position: relative;
}

.mf-chart-container {
    width: 100%;
    height: 400px;
    background: rgba(255, 255, 255, 0.95);
    border-radius: 20px;
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.3);
    padding: 2rem;
    box-shadow: 0 8px 30px rgba(0, 0, 0, 0.2);
}

.mf-chart-stats {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    margin-top: 2rem;
}

.stat-item {
    text-align: center;
    padding: 1.5rem;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 16px;
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.2);
}

.stat-number {
    font-size: 1.8rem;
    font-weight: 800;
    display: block;
    margin-bottom: 0.5rem;
    color: #FFD700;
}

.stat-label {
    font-size: 0.9rem;
    opacity: 0.8;
    font-weight: 500;
}

/* Problem & Solution Section */
.mf-problem-solution {
    padding: 80px 0;
    background: #f8fafc;
}

.mf-problem-solution .container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 2rem;
}

.mf-section-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(400px, 1fr));
    gap: 3rem;
}

.mf-problem-card,
.mf-solution-card {
    background: white;
    padding: 3rem 2rem;
    border-radius: 20px;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
    border: 1px solid rgba(0, 0, 0, 0.05);
    transition: all 0.3s ease;
}

.mf-problem-card:hover,
.mf-solution-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 30px rgba(0, 0, 0, 0.12);
}

.mf-card-header {
    display: flex;
    align-items: center;
    gap: 1rem;
    margin-bottom: 1.5rem;
}

.mf-card-icon {
    width: 80px;
    height: 80px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 2rem;
}

.mf-card-icon.problem {
    background: linear-gradient(135deg, #ef4444, #dc2626);
}

.mf-card-icon.solution {
    background: linear-gradient(135deg, #10b981, #059669);
}

.mf-card-header h3 {
    font-size: 1.5rem;
    font-weight: 700;
    color: #1f2937;
    margin: 0;
}

.mf-card-text {
    color: #6b7280;
    line-height: 1.6;
    font-size: 1.1rem;
}

/* Benefits Section */
.mf-benefits {
    padding: 80px 0;
    background: white;
}

.mf-benefits .container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 2rem;
}

.mf-section-header {
    text-align: center;
    margin-bottom: 4rem;
}

.mf-section-title {
    font-size: 2.5rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 1rem;
}

.mf-section-subtitle {
    font-size: 1.1rem;
    color: #6b7280;
    max-width: 600px;
    margin: 0 auto;
}

.mf-benefits-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.mf-benefit-item {
    background: #f8fafc;
    padding: 2.5rem 2rem;
    border-radius: 16px;
    text-align: center;
    transition: all 0.3s ease;
    border: 1px solid rgba(0, 0, 0, 0.05);
}

.mf-benefit-item:hover {
    background: white;
    transform: translateY(-5px);
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.1);
}

.mf-benefit-icon {
    width: 70px;
    height: 70px;
    background: linear-gradient(135deg, #667eea, #764ba2);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 1.75rem;
    margin: 0 auto 1.5rem;
}

.mf-benefit-item h4 {
    font-size: 1.25rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 1rem;
}

.mf-benefit-item p {
    color: #6b7280;
    line-height: 1.6;
}

/* Outcomes Section */
.mf-outcomes {
    padding: 80px 0;
    background: linear-gradient(135deg, #f8fafc 0%, #e2e8f0 100%);
}

.mf-outcomes .container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 2rem;
}

.mf-outcomes-stats {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin-bottom: 4rem;
}

.mf-stat-card {
    background: white;
    padding: 2.5rem 2rem;
    border-radius: 16px;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.08);
    border: 1px solid rgba(0, 0, 0, 0.05);
    text-align: center;
    transition: all 0.3s ease;
}

.mf-stat-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.12);
}

.mf-stat-icon {
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, #667eea, #764ba2);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 1.5rem;
    margin: 0 auto 1.5rem;
}

.mf-stat-content h3 {
    font-size: 2rem;
    font-weight: 800;
    color: #1f2937;
    margin-bottom: 0.5rem;
}

.mf-stat-content p {
    color: #6b7280;
    font-weight: 500;
    margin-bottom: 0.5rem;
}

.mf-stat-content span {
    color: #9ca3af;
    font-size: 0.9rem;
}

.mf-portfolio-types {
    margin-top: 4rem;
}

.mf-portfolio-title {
    font-size: 1.8rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 2rem;
    text-align: center;
}

.mf-portfolio-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: 2rem;
}

.mf-portfolio-card {
    background: white;
    padding: 2.5rem 2rem;
    border-radius: 16px;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.08);
    border: 1px solid rgba(0, 0, 0, 0.05);
    transition: all 0.3s ease;
}

.mf-portfolio-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.12);
}

.mf-portfolio-card.featured {
    border: 2px solid #667eea;
    position: relative;
}

.mf-portfolio-card.featured::before {
    content: 'Most Popular';
    position: absolute;
    top: -10px;
    left: 50%;
    transform: translateX(-50%);
    background: #667eea;
    color: white;
    padding: 0.25rem 1rem;
    border-radius: 20px;
    font-size: 0.8rem;
    font-weight: 600;
}

.mf-portfolio-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 1.5rem;
}

.mf-portfolio-header h4 {
    font-size: 1.1rem;
    font-weight: 700;
    color: #1f2937;
    margin: 0;
}

.mf-portfolio-badge {
    padding: 0.25rem 0.75rem;
    border-radius: 20px;
    font-size: 0.8rem;
    font-weight: 600;
}

.mf-portfolio-card:nth-child(1) .mf-portfolio-badge {
    background: #dcfce7;
    color: #166534;
}

.mf-portfolio-card:nth-child(2) .mf-portfolio-badge {
    background: #fef3c7;
    color: #92400e;
}

.mf-portfolio-card:nth-child(3) .mf-portfolio-badge {
    background: #fee2e2;
    color: #991b1b;
}

.mf-portfolio-return {
    margin-bottom: 1rem;
}

.mf-return-value {
    font-size: 1.5rem;
    font-weight: 800;
    color: #1f2937;
    display: block;
}

.mf-return-label {
    color: #6b7280;
    font-size: 0.9rem;
}

.mf-portfolio-desc {
    color: #6b7280;
    line-height: 1.6;
    margin-bottom: 1.5rem;
}

.mf-portfolio-details {
    margin-bottom: 1.5rem;
}

.mf-portfolio-details p {
    color: #6b7280;
    font-size: 0.9rem;
    margin-bottom: 0.5rem;
    line-height: 1.5;
}

.mf-portfolio-details p strong {
    color: #1f2937;
    font-weight: 600;
}

.mf-portfolio-features {
    list-style: none;
    padding: 0;
}

.mf-portfolio-features li {
    color: #6b7280;
    margin-bottom: 0.5rem;
    padding-left: 1.5rem;
    position: relative;
    font-size: 0.9rem;
}

.mf-portfolio-features li::before {
    content: '✓';
    color: #10b981;
    font-weight: bold;
    position: absolute;
    left: 0;
}

/* CTA Section */
.mf-cta {
    padding: 80px 0;
    background: linear-gradient(135deg, #1f2937 0%, #374151 100%);
    color: white;
    text-align: center;
}

.mf-cta .container {
    max-width: 800px;
    margin: 0 auto;
    padding: 0 2rem;
}

.mf-cta-content h2 {
    font-size: 2.5rem;
    font-weight: 700;
    margin-bottom: 1rem;
}

.mf-cta-content p {
    font-size: 1.1rem;
    opacity: 0.9;
    margin-bottom: 3rem;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

.mf-cta-buttons {
    display: flex;
    gap: 1rem;
    justify-content: center;
    flex-wrap: wrap;
}

/* Responsive Design for Mutual Funds Page */
@media (max-width: 768px) {
    .mf-hero .container {
        grid-template-columns: 1fr;
        gap: 3rem;
        text-align: center;
        padding: 2rem 1rem 0;
    }

    .mf-hero-title {
        font-size: 2.5rem;
    }

    .mf-chart-stats {
        grid-template-columns: 1fr;
        gap: 1rem;
    }

    .mf-hero-visual {
        width: 100%;
        max-width: 400px;
        margin: 0 auto;
    }

    .mf-hero-buttons {
        justify-content: center;
    }

    .mf-section-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }

    .mf-benefits-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }

    .mf-outcomes-stats {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }

    .mf-portfolio-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }

    .mf-cta-buttons {
        flex-direction: column;
        align-items: center;
    }
}

@media (max-width: 480px) {
    .mf-hero {
        padding: 100px 0 60px;
    }

    .mf-hero-title {
        font-size: 2rem;
    }

    .mf-hero-subtitle {
        font-size: 1.1rem;
    }

    .mf-section-title {
        font-size: 2rem;
    }
}
/* ===========================================
   TERMS OF SERVICE PAGE STYLES
   =========================================== */

/* Terms Page Hero Section */
.mf-terms {
    padding: 120px 0 80px;
    background: linear-gradient(135deg, #f8fafc 0%, #e2e8f0 100%);
    position: relative;
    overflow: hidden;
}

.mf-terms::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background:
        radial-gradient(circle at 20% 30%, rgba(102, 126, 234, 0.08) 0%, transparent 50%),
        radial-gradient(circle at 80% 70%, rgba(118, 75, 162, 0.08) 0%, transparent 50%);
    pointer-events: none;
}

.mf-terms .container {
    max-width: 1000px;
    margin: 0 auto;
    padding: 0 2rem;
    position: relative;
    z-index: 1;
}

.mf-terms .mf-section-header {
    text-align: center;
    margin-bottom: 4rem;
}

.mf-terms .mf-section-title {
    font-size: 3rem;
    font-weight: 800;
    color: #1f2937;
    margin-bottom: 1rem;
    line-height: 1.1;
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.mf-terms .mf-section-subtitle {
    font-size: 1.1rem;
    color: #6b7280;
    font-weight: 500;
    padding: 0.5rem 1rem;
    background: linear-gradient(45deg, #667eea, #764ba2);
    color: white;
    border-radius: 50px;
    display: inline-block;
    margin-top: 1rem;
    box-shadow: 0 4px 15px rgba(102, 126, 234, 0.3);
}

.mf-terms-content {
    background: white;
    border-radius: 24px;
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.1);
    border: 1px solid rgba(0, 0, 0, 0.05);
    overflow: hidden;
    backdrop-filter: blur(20px);
}


.mf-terms-intro {
    background: linear-gradient(135deg, #667eea, #764ba2);
    color: white;
    padding: 3rem 3rem 2rem;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.mf-terms-intro::before {
    content: '';
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: radial-gradient(circle, rgba(255, 255, 255, 0.1) 0%, transparent 70%);
    animation: rotate 20s linear infinite;
}

.mf-terms-intro p {
    font-size: 1.2rem;
    line-height: 1.6;
    margin-bottom: 1rem;
    opacity: 0.95;
    position: relative;
    z-index: 1;
}

.mf-terms-intro p:last-child {
    font-size: 1rem;
    opacity: 0.8;
    font-style: italic;
}

.mf-terms-section {
    padding: 2.5rem 3rem;
    border-bottom: 1px solid #f1f5f9;
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    position: relative;
}

.mf-terms-section:hover {
    background: linear-gradient(135deg, #fafbfc, #f8fafc);
    transform: translateX(8px);
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.08);
}

.mf-terms-section:last-child {
    border-bottom: none;
}

.mf-terms-section h2 {
    font-size: 1.5rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 1.5rem;
    display: flex;
    align-items: center;
    gap: 0.75rem;
    position: relative;
}

.mf-terms-section h2::before {
    content: '';
    width: 8px;
    height: 8px;
    background: linear-gradient(45deg, #667eea, #764ba2);
    border-radius: 50%;
    flex-shrink: 0;
    box-shadow: 0 0 10px rgba(102, 126, 234, 0.4);
}

.mf-terms-section p {
    color: #6b7280;
    line-height: 1.7;
    font-size: 1rem;
    margin-bottom: 1rem;
}

.mf-terms-section p:last-child {
    margin-bottom: 0;
}



/* Terms Page Responsive Design */
@media (max-width: 768px) {
    .mf-terms {
        padding: 100px 0 60px;
    }

    .mf-terms .container {
        padding: 0 1rem;
    }

    .mf-terms .mf-section-title {
        font-size: 2.2rem;
    }

    .mf-terms .mf-section-subtitle {
        font-size: 1rem;
        padding: 0.4rem 0.8rem;
    }

    .mf-terms-content {
        border-radius: 16px;
    }

    .mf-terms-intro {
        padding: 2rem 1.5rem 1.5rem;
    }

    .mf-terms-intro p {
        font-size: 1.1rem;
    }

    .mf-terms-intro p:last-child {
        font-size: 0.9rem;
    }

    .mf-terms-section {
        padding: 2rem 1.5rem;
    }

    .mf-terms-section h2 {
        font-size: 1.3rem;
        flex-direction: column;
        align-items: flex-start;
        gap: 0.5rem;
    }

    .mf-terms-section h2::before {
        align-self: flex-start;
    }

    .mf-terms-section p {
        font-size: 0.95rem;
    }
}

@media (max-width: 480px) {
    .mf-terms .mf-section-title {
        font-size: 1.8rem;
    }

    .mf-terms-intro {
        padding: 1.5rem 1rem 1rem;
    }

    .mf-terms-section {
        padding: 1.5rem 1rem;
    }

    .mf-terms-section h2 {
        font-size: 1.2rem;
    }
}

/* ===========================================
   DISCLAIMER PAGE STYLES
   =========================================== */

/* Disclaimer Page Hero Section */
.mf-disclaimer {
    padding: 120px 0 80px;
    background: linear-gradient(135deg, #f8fafc 0%, #e2e8f0 100%);
    position: relative;
    overflow: hidden;
}

.mf-disclaimer::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background:
        radial-gradient(circle at 20% 30%, rgba(239, 68, 68, 0.08) 0%, transparent 50%),
        radial-gradient(circle at 80% 70%, rgba(245, 158, 11, 0.08) 0%, transparent 50%);
    pointer-events: none;
}

.mf-disclaimer .container {
    max-width: 1000px;
    margin: 0 auto;
    padding: 0 2rem;
    position: relative;
    z-index: 1;
}

.mf-disclaimer .mf-section-header {
    text-align: center;
    margin-bottom: 4rem;
}

.mf-disclaimer .mf-section-title {
    font-size: 3rem;
    font-weight: 800;
    color: #1f2937;
    margin-bottom: 1rem;
    line-height: 1.1;
    background: linear-gradient(135deg, #ef4444 0%, #dc2626 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.mf-disclaimer .mf-section-subtitle {
    font-size: 1.1rem;
    color: #6b7280;
    font-weight: 500;
    padding: 0.5rem 1rem;
    background: linear-gradient(45deg, #ef4444, #dc2626);
    color: white;
    border-radius: 50px;
    display: inline-block;
    margin-top: 1rem;
    box-shadow: 0 4px 15px rgba(239, 68, 68, 0.3);
}

.mf-disclaimer-content {
    background: white;
    border-radius: 24px;
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.1);
    border: 1px solid rgba(0, 0, 0, 0.05);
    overflow: hidden;
    backdrop-filter: blur(20px);
}

.mf-disclaimer-intro {
    background: linear-gradient(135deg, #ef4444, #dc2626);
    color: white;
    padding: 3rem 3rem 2rem;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.mf-disclaimer-intro::before {
    content: '';
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: radial-gradient(circle, rgba(255, 255, 255, 0.1) 0%, transparent 70%);
    animation: rotate 20s linear infinite;
}

.mf-disclaimer-intro h2 {
    font-size: 2rem;
    font-weight: 700;
    margin-bottom: 1rem;
    color: white;
    position: relative;
    z-index: 1;
}

.mf-disclaimer-section {
    padding: 2rem 3rem;
    border-bottom: 1px solid #f1f5f9;
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    position: relative;
}

.mf-disclaimer-section:hover {
    background: linear-gradient(135deg, #fef2f2, #fee2e2);
    transform: translateX(8px);
    box-shadow: 0 8px 25px rgba(239, 68, 68, 0.08);
}

.mf-disclaimer-section:last-child {
    border-bottom: none;
}

.mf-disclaimer-section p {
    color: #6b7280;
    line-height: 1.7;
    font-size: 1.1rem;
    margin: 0;
    max-width: 800px;
    margin: 0 auto;
    position: relative;
}

.mf-disclaimer-section p::before {
    content: '';
    display: inline-block;
    width: 10px;
    height: 10px;
    background: linear-gradient(45deg, #ef4444, #dc2626);
    border-radius: 50%;
    margin-right: 1rem;
    vertical-align: middle;
    margin-bottom: 2px;
    box-shadow: 0 0 10px rgba(239, 68, 68, 0.4);
}

/* Disclaimer Page Responsive Design */
@media (max-width: 768px) {
    .mf-disclaimer {
        padding: 100px 0 60px;
    }

    .mf-disclaimer .container {
        padding: 0 1rem;
    }

    .mf-disclaimer .mf-section-title {
        font-size: 2.2rem;
    }

    .mf-disclaimer .mf-section-subtitle {
        font-size: 1rem;
        padding: 0.4rem 0.8rem;
    }

    .mf-disclaimer-content {
        border-radius: 16px;
    }

    .mf-disclaimer-intro {
        padding: 2rem 1.5rem 1.5rem;
    }

    .mf-disclaimer-intro h2 {
        font-size: 1.6rem;
    }

    .mf-disclaimer-section {
        padding: 1.5rem 1.5rem;
    }

    .mf-disclaimer-section p {
        font-size: 1rem;
        text-align: left;
    }

    .mf-disclaimer-section p::before {
        display: block;
        margin-right: 0;
        margin-bottom: 0.5rem;
    }
}

@media (max-width: 480px) {
    .mf-disclaimer .mf-section-title {
        font-size: 1.8rem;
    }

    .mf-disclaimer-intro {
        padding: 1.5rem 1rem 1rem;
    }

    .mf-disclaimer-intro h2 {
        font-size: 1.4rem;
    }

    .mf-disclaimer-section {
        padding: 1.25rem 1rem;
    }

    .mf-disclaimer-section p {
        font-size: 0.95rem;
    }
}

/* ===========================================
   PRIVACY POLICY PAGE STYLES
   =========================================== */

/* Privacy Page Hero Section */
.mf-privacy {
    padding: 120px 0 80px;
    background: linear-gradient(135deg, #f8fafc 0%, #e2e8f0 100%);
    position: relative;
    overflow: hidden;
}

.mf-privacy::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background:
        radial-gradient(circle at 20% 30%, rgba(59, 130, 246, 0.08) 0%, transparent 50%),
        radial-gradient(circle at 80% 70%, rgba(37, 211, 102, 0.08) 0%, transparent 50%);
    pointer-events: none;
}

.mf-privacy .container {
    max-width: 1000px;
    margin: 0 auto;
    padding: 0 2rem;
    position: relative;
    z-index: 1;
}

.mf-privacy .mf-section-header {
    text-align: center;
    margin-bottom: 4rem;
}

.mf-privacy .mf-section-title {
    font-size: 3rem;
    font-weight: 800;
    color: #1f2937;
    margin-bottom: 1rem;
    line-height: 1.1;
    background: linear-gradient(135deg, #3b82f6 0%, #1d4ed8 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.mf-privacy .mf-section-subtitle {
    font-size: 1.1rem;
    color: #6b7280;
    font-weight: 500;
    padding: 0.5rem 1rem;
    background: linear-gradient(45deg, #3b82f6, #1d4ed8);
    color: white;
    border-radius: 50px;
    display: inline-block;
    margin-top: 1rem;
    box-shadow: 0 4px 15px rgba(59, 130, 246, 0.3);
}

.mf-privacy-content {
    background: white;
    border-radius: 24px;
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.1);
    border: 1px solid rgba(0, 0, 0, 0.05);
    overflow: hidden;
    backdrop-filter: blur(20px);
}

.mf-privacy-intro {
    background: linear-gradient(135deg, #3b82f6, #1d4ed8);
    color: white;
    padding: 3rem 3rem 2rem;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.mf-privacy-intro::before {
    content: '';
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: radial-gradient(circle, rgba(255, 255, 255, 0.1) 0%, transparent 70%);
    animation: rotate 20s linear infinite;
}

.mf-privacy-intro p {
    font-size: 1.2rem;
    line-height: 1.6;
    margin-bottom: 1rem;
    opacity: 0.95;
    position: relative;
    z-index: 1;
}

.mf-privacy-section {
    padding: 2.5rem 3rem;
    border-bottom: 1px solid #f1f5f9;
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    position: relative;
}

.mf-privacy-section:hover {
    background: linear-gradient(135deg, #eff6ff, #dbeafe);
    transform: translateX(8px);
    box-shadow: 0 8px 25px rgba(59, 130, 246, 0.08);
}

.mf-privacy-section:last-child {
    border-bottom: none;
}

.mf-privacy-section h2 {
    font-size: 1.5rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 1.5rem;
    display: flex;
    align-items: center;
    gap: 0.75rem;
    position: relative;
}

.mf-privacy-section h2::before {
    content: '';
    width: 8px;
    height: 8px;
    background: linear-gradient(45deg, #3b82f6, #1d4ed8);
    border-radius: 50%;
    flex-shrink: 0;
    box-shadow: 0 0 10px rgba(59, 130, 246, 0.4);
}

.mf-privacy-section p {
    color: #6b7280;
    line-height: 1.7;
    font-size: 1rem;
    margin-bottom: 1rem;
}

.mf-privacy-section p:last-child {
    margin-bottom: 0;
}

/* Privacy Page Responsive Design */
@media (max-width: 768px) {
    .mf-privacy {
        padding: 100px 0 60px;
    }

    .mf-privacy .container {
        padding: 0 1rem;
    }

    .mf-privacy .mf-section-title {
        font-size: 2.2rem;
    }

    .mf-privacy .mf-section-subtitle {
        font-size: 1rem;
        padding: 0.4rem 0.8rem;
    }

    .mf-privacy-content {
        border-radius: 16px;
    }

    .mf-privacy-intro {
        padding: 2rem 1.5rem 1.5rem;
    }

    .mf-privacy-intro p {
        font-size: 1.1rem;
    }

    .mf-privacy-section {
        padding: 2rem 1.5rem;
    }

    .mf-privacy-section h2 {
        font-size: 1.3rem;
        flex-direction: column;
        align-items: flex-start;
        gap: 0.5rem;
    }

    .mf-privacy-section h2::before {
        align-self: flex-start;
    }

    .mf-privacy-section p {
        font-size: 0.95rem;
    }
}

@media (max-width: 480px) {
    .mf-privacy .mf-section-title {
        font-size: 1.8rem;
    }

    .mf-privacy-intro {
        padding: 1.5rem 1rem 1rem;
    }

    .mf-privacy-intro p {
        font-size: 1rem;
    }

    .mf-privacy-section {
        padding: 1.5rem 1rem;
    }

    .mf-privacy-section h2 {
        font-size: 1.2rem;
    }
}

/* ===========================================
   FINANCIAL HEALTH CALCULATOR STYLES
   =========================================== */

/* Calculator Form Styles */
.calculator-container {
    max-width: 1000px;
    margin: 0 auto;
}

.calculator-form {
    background: white;
    border-radius: 16px;
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.08);
    overflow: hidden;
}

.calculator-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
    padding: 1.5rem;
}

.calculator-section {
    background: #f8fafc;
    border-radius: 12px;
    padding: 1.25rem;
    border: 1px solid #e5e7eb;
}

.section-icon {
    width: 50px;
    height: 50px;
    background: linear-gradient(135deg, #667eea, #764ba2);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 1.2rem;
    margin-bottom: 0.75rem;
}

.section-content h3 {
    font-size: 1.1rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 0.5rem;
}

.section-content p {
    color: #6b7280;
    margin-bottom: 1rem;
    font-size: 13px;
}

.input-group {
    margin-bottom: 0.75rem;
    position: relative;
}

.input-group label {
    display: block;
    font-weight: 600;
    color: #374151;
    margin-bottom: 0.25rem;
    font-size: 13px;
}

.input-group input,
.input-group select {
    width: 100%;
    padding: 0.75rem;
    border: 1px solid #d1d5db;
    border-radius: 8px;
    font-size: 13px;
    background: white;
}

.input-prefix {
    position: absolute;
    left: 12px;
    top: 50%;
    transform: translateY(-50%);
    color: #6b7280;
    font-weight: 600;
    z-index: 1;
}

.input-group:has(.input-prefix) input {
    padding-left: 2rem;
}

.calculator-actions {
    grid-column: 1 / -1;
    padding: 1.5rem;
    background: linear-gradient(135deg, #f8fafc, #f1f5f9);
    display: flex;
    gap: 1rem;
    justify-content: center;
}

.btn-large {
    padding: 1rem 2rem;
    font-size: 14px;
    font-weight: 600;
    border-radius: 50px;
    border: none;
    cursor: pointer;
}

.btn-large.primary {
    background: linear-gradient(45deg, #667eea, #764ba2);
    color: white;
}

.btn-large.secondary {
    background: white;
    color: #667eea;
    border: 2px solid #667eea;
}

/* Results Section Styles */
.results-container {
    max-width: 1100px;
    margin: 0 auto;
}

.score-card {
    background: linear-gradient(135deg, #667eea, #764ba2);
    color: white;
    text-align: center;
    padding: 4rem 3rem;
    border-radius: 24px;
    margin-bottom: 3rem;
    box-shadow: 0 20px 60px rgba(102, 126, 234, 0.4);
    position: relative;
    overflow: hidden;
}

.score-card::before {
    content: '';
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: radial-gradient(circle, rgba(255, 255, 255, 0.1) 0%, transparent 70%);
    animation: rotate 20s linear infinite;
}

@keyframes rotate {
    0% { transform: rotate(0deg); }
    100% { transform: rotate(360deg); }
}

.score-display {
    max-width: 500px;
    margin: 0 auto;
    position: relative;
    z-index: 1;
}

.score-circle {
    width: 180px;
    height: 180px;
    background: rgba(255, 255, 255, 0.15);
    border-radius: 50%;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    margin: 0 auto 2.5rem;
    backdrop-filter: blur(20px);
    border: 3px solid rgba(255, 255, 255, 0.3);
    position: relative;
    box-shadow: inset 0 0 30px rgba(255, 255, 255, 0.1), 0 0 50px rgba(102, 126, 234, 0.3);
}

.score-circle::before {
    content: '';
    position: absolute;
    inset: -5px;
    border-radius: 50%;
    background: linear-gradient(135deg, rgba(255, 255, 255, 0.2), transparent);
    z-index: -1;
}

.score-circle span:first-child {
    font-size: 3.5rem;
    font-weight: 800;
    display: block;
    text-shadow: 0 2px 10px rgba(0, 0, 0, 0.2);
}

.score-label {
    font-size: 1.3rem;
    opacity: 0.9;
    font-weight: 600;
}

.score-display h3 {
    font-size: 2.2rem;
    font-weight: 700;
    margin-bottom: 0.75rem;
    text-shadow: 0 2px 10px rgba(0, 0, 0, 0.2);
}

.score-display p {
    font-size: 1.2rem;
    opacity: 0.95;
    line-height: 1.6;
}

/* Results Grid */
.results-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(380px, 1fr));
    gap: 2.5rem;
    margin-bottom: 3rem;
}

.result-card {
    background: white;
    padding: 2.5rem;
    border-radius: 20px;
    box-shadow: 0 8px 30px rgba(0, 0, 0, 0.08);
    border: 1px solid rgba(0, 0, 0, 0.05);
    display: flex;
    align-items: flex-start;
    gap: 2rem;
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    position: relative;
    overflow: hidden;
}

.result-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, #667eea, #764ba2);
    transform: scaleX(0);
    transition: transform 0.4s ease;
}

.result-card:hover::before {
    transform: scaleX(1);
}

.result-card:hover {
    transform: translateY(-8px) scale(1.02);
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.15);
}

.result-icon {
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, #667eea, #764ba2);
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 1.4rem;
    flex-shrink: 0;
    box-shadow: 0 8px 20px rgba(102, 126, 234, 0.3);
    transition: all 0.3s ease;
}

.result-card:hover .result-icon {
    transform: scale(1.1);
    box-shadow: 0 12px 30px rgba(102, 126, 234, 0.4);
}

.result-content {
    flex: 1;
}

.result-content h4 {
    font-size: 1.3rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 1.25rem;
    background: linear-gradient(135deg, #667eea, #764ba2);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.score-bar {
    width: 100%;
    height: 12px;
    background: #f1f5f9;
    border-radius: 6px;
    margin-bottom: 1rem;
    overflow: hidden;
    position: relative;
    box-shadow: inset 0 1px 3px rgba(0, 0, 0, 0.1);
}

.score-fill {
    height: 100%;
    background: linear-gradient(90deg, #667eea, #764ba2, #f093fb);
    border-radius: 6px;
    transition: width 1.5s cubic-bezier(0.4, 0, 0.2, 1);
    position: relative;
}

.score-fill::after {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    bottom: 0;
    right: 0;
    background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.3), transparent);
    animation: shimmer 2s ease-in-out infinite;
}

@keyframes shimmer {
    0% { transform: translateX(-100%); }
    100% { transform: translateX(100%); }
}

.score-value {
    font-size: 1rem;
    font-weight: 700;
    color: #667eea;
    display: block;
    margin-bottom: 0.75rem;
    text-shadow: 0 1px 2px rgba(102, 126, 234, 0.1);
}

.result-content p {
    color: #6b7280;
    font-size: 1rem;
    line-height: 1.6;
    margin: 0;
}

/* Recommendations */
.recommendations-card {
    background: white;
    padding: 4rem;
    border-radius: 24px;
    box-shadow: 0 12px 40px rgba(0, 0, 0, 0.08);
    border: 1px solid rgba(0, 0, 0, 0.05);
    margin-bottom: 3rem;
    position: relative;
    overflow: hidden;
}

.recommendations-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 6px;
    background: linear-gradient(90deg, #667eea, #764ba2, #f093fb, #f5576c);
    background-size: 200% 100%;
    animation: gradientShift 4s ease-in-out infinite;
}

.recommendations-card h3 {
    font-size: 2rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 2.5rem;
    text-align: center;
    background: linear-gradient(135deg, #667eea, #764ba2);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.recommendations-list {
    display: grid;
    gap: 2rem;
}

.recommendation-item {
    display: flex;
    align-items: flex-start;
    gap: 2rem;
    padding: 2rem;
    border-radius: 16px;
    border-left: 5px solid #667eea;
    background: linear-gradient(135deg, #fafbfc, #f8fafc);
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    position: relative;
    overflow: hidden;
}

.recommendation-item::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: linear-gradient(135deg, rgba(102, 126, 234, 0.02), rgba(118, 75, 162, 0.02));
    opacity: 0;
    transition: opacity 0.4s ease;
}

.recommendation-item:hover::before {
    opacity: 1;
}

.recommendation-item:hover {
    background: white;
    transform: translateX(12px) scale(1.02);
    box-shadow: 0 12px 40px rgba(0, 0, 0, 0.1);
}

.recommendation-item.high {
    border-left-color: #ef4444;
    background: linear-gradient(135deg, #fef2f2, #fee2e2);
}

.recommendation-item.medium {
    border-left-color: #f59e0b;
    background: linear-gradient(135deg, #fffbeb, #fef3c7);
}

.recommendation-item.excellent {
    border-left-color: #10b981;
    background: linear-gradient(135deg, #f0fdf4, #ecfdf5);
}

.recommendation-icon {
    width: 50px;
    height: 50px;
    background: linear-gradient(135deg, #667eea, #764ba2);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 1.2rem;
    flex-shrink: 0;
    box-shadow: 0 8px 20px rgba(102, 126, 234, 0.3);
    transition: all 0.3s ease;
}

.recommendation-item:hover .recommendation-icon {
    transform: scale(1.1);
    box-shadow: 0 12px 30px rgba(102, 126, 234, 0.4);
}

.recommendation-item.high .recommendation-icon {
    background: linear-gradient(135deg, #ef4444, #dc2626);
    box-shadow: 0 8px 20px rgba(239, 68, 68, 0.3);
}

.recommendation-item.medium .recommendation-icon {
    background: linear-gradient(135deg, #f59e0b, #d97706);
    box-shadow: 0 8px 20px rgba(245, 158, 11, 0.3);
}

.recommendation-item.excellent .recommendation-icon {
    background: linear-gradient(135deg, #10b981, #059669);
    box-shadow: 0 8px 20px rgba(16, 185, 129, 0.3);
}

.recommendation-content h4 {
    font-size: 1.2rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 0.75rem;
    line-height: 1.4;
}

.recommendation-content p {
    color: #6b7280;
    font-size: 1rem;
    line-height: 1.6;
    margin: 0;
}

.btn-outline {
    background: transparent;
    color: #667eea;
    border: 2px solid #667eea;
    padding: 1rem 2rem;
    border-radius: 50px;
    font-weight: 600;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    transition: all 0.3s ease;
    position: relative;
    overflow: hidden;
}

.btn-outline::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: #667eea;
    transition: left 0.3s ease;
    z-index: -1;
}

.btn-outline:hover::before {
    left: 0;
}

.btn-outline:hover {
    color: white;
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(102, 126, 234, 0.3);
}

/* Form Validation Styles */
.input-group.error input,
.input-group.error select {
    border-color: #ef4444;
    box-shadow: 0 0 0 3px rgba(239, 68, 68, 0.1);
}

.input-group.error label {
    color: #ef4444;
}

.input-group.success input,
.input-group.success select {
    border-color: #10b981;
    box-shadow: 0 0 0 3px rgba(16, 185, 129, 0.1);
}

.input-group.success label {
    color: #10b981;
}

/* Loading Animation */
.loading {
    position: relative;
    pointer-events: none;
    opacity: 0.7;
}

.loading::after {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    width: 20px;
    height: 20px;
    margin: -10px 0 0 -10px;
    border: 2px solid #667eea;
    border-top: 2px solid transparent;
    border-radius: 50%;
    animation: spin 1s linear infinite;
}

@keyframes spin {
    0% { transform: rotate(0deg); }
    100% { transform: rotate(360deg); }
}

/* Progress Animation */
@keyframes progressFill {
    0% { width: 0%; }
    100% { width: var(--progress-width); }
}

.score-fill {
    animation: progressFill 1.5s cubic-bezier(0.4, 0, 0.2, 1) forwards;
}

/* Fade In Animation */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.result-card {
    animation: fadeInUp 0.6s ease-out forwards;
}

.result-card:nth-child(1) { animation-delay: 0.1s; }
.result-card:nth-child(2) { animation-delay: 0.2s; }
.result-card:nth-child(3) { animation-delay: 0.3s; }
.result-card:nth-child(4) { animation-delay: 0.4s; }
.result-card:nth-child(5) { animation-delay: 0.5s; }
.result-card:nth-child(6) { animation-delay: 0.6s; }
.result-card:nth-child(7) { animation-delay: 0.7s; }

.recommendation-item {
    animation: fadeInUp 0.6s ease-out forwards;
}

.recommendation-item:nth-child(1) { animation-delay: 0.1s; }
.recommendation-item:nth-child(2) { animation-delay: 0.2s; }
.recommendation-item:nth-child(3) { animation-delay: 0.3s; }
.recommendation-item:nth-child(4) { animation-delay: 0.4s; }
.recommendation-item:nth-child(5) { animation-delay: 0.5s; }

/* Legal Pages Animations */
.mf-terms-section,
.mf-privacy-section,
.mf-disclaimer-section {
    animation: fadeInUp 0.6s ease-out forwards;
}

.mf-terms-section:nth-child(1) { animation-delay: 0.1s; }
.mf-terms-section:nth-child(2) { animation-delay: 0.2s; }
.mf-terms-section:nth-child(3) { animation-delay: 0.3s; }
.mf-terms-section:nth-child(4) { animation-delay: 0.4s; }
.mf-terms-section:nth-child(5) { animation-delay: 0.5s; }
.mf-terms-section:nth-child(6) { animation-delay: 0.6s; }

.mf-privacy-section:nth-child(1) { animation-delay: 0.1s; }
.mf-privacy-section:nth-child(2) { animation-delay: 0.2s; }
.mf-privacy-section:nth-child(3) { animation-delay: 0.3s; }
.mf-privacy-section:nth-child(4) { animation-delay: 0.4s; }
.mf-privacy-section:nth-child(5) { animation-delay: 0.5s; }
.mf-privacy-section:nth-child(6) { animation-delay: 0.6s; }

.mf-disclaimer-section:nth-child(1) { animation-delay: 0.1s; }
.mf-disclaimer-section:nth-child(2) { animation-delay: 0.2s; }
.mf-disclaimer-section:nth-child(3) { animation-delay: 0.3s; }
.mf-disclaimer-section:nth-child(4) { animation-delay: 0.4s; }
.mf-disclaimer-section:nth-child(5) { animation-delay: 0.5s; }
.mf-disclaimer-section:nth-child(6) { animation-delay: 0.6s; }

/* Mobile Responsive */
@media (max-width: 768px) {
    .calculator-container {
        margin: 0 1rem;
    }

    .calculator-container::before {
        display: none;
    }

    .calculator-section {
        flex-direction: column;
        text-align: center;
        padding: 2rem 1.5rem;
        gap: 1.5rem;
    }

    .calculator-section:hover {
        transform: none;
        box-shadow: none;
    }

    .section-icon {
        align-self: center;
        width: 60px;
        height: 60px;
        font-size: 1.4rem;
    }

    .section-content h3 {
        font-size: 1.3rem;
    }

    .input-group input,
    .input-group select {
        padding: 1rem 1.25rem;
        font-size: 1rem;
    }

    .calculator-actions {
        padding: 2rem 1.5rem;
        flex-direction: column;
        align-items: center;
        gap: 1rem;
    }

    .btn-large {
        width: 100%;
        max-width: 300px;
        padding: 1.25rem 2rem;
        font-size: 1.1rem;
    }

    .score-card {
        padding: 3rem 2rem;
        margin-bottom: 2rem;
    }

    .score-circle {
        width: 140px;
        height: 140px;
    }

    .score-circle span:first-child {
        font-size: 2.8rem;
    }

    .score-display h3 {
        font-size: 1.8rem;
    }

    .score-display p {
        font-size: 1rem;
    }

    .results-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }

    .result-card {
        padding: 2rem 1.5rem;
        flex-direction: column;
        text-align: center;
        gap: 1.5rem;
    }

    .result-card:hover {
        transform: none;
        box-shadow: 0 8px 25px rgba(0, 0, 0, 0.1);
    }

    .result-icon {
        width: 50px;
        height: 50px;
        font-size: 1.2rem;
    }

    .recommendations-card {
        padding: 2.5rem 1.5rem;
        margin-bottom: 2rem;
    }

    .recommendations-card h3 {
        font-size: 1.6rem;
        margin-bottom: 2rem;
    }

    .recommendation-item {
        flex-direction: column;
        text-align: center;
        gap: 1.5rem;
        padding: 1.5rem;
    }

    .recommendation-item:hover {
        transform: none;
        box-shadow: 0 6px 20px rgba(0, 0, 0, 0.08);
    }

    .recommendation-icon {
        width: 45px;
        height: 45px;
        font-size: 1.1rem;
    }

    .results-actions {
        flex-direction: column;
        align-items: center;
        gap: 1rem;
    }

    .btn-outline {
        width: 100%;
        max-width: 300px;
        padding: 1rem 2rem;
    }
}