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New2026 Tax Rules — Are you missing ₹5.4L?

You think you're sorted.
The numbers disagree.

Most professionals earning ₹15L+ silently lose ₹3–8 lakh/year through tax leakage, portfolio drift, and insurance traps.

Free to startInstant dashboard100% confidential
5
Dimensions
140+
Data Points
Instant
Dashboard
100
Point Score
myfinancial.in/dashboard
Overview
Protection
Wealth
Debt
Retirement
Tax
Financial Health Overview
58
Health
Score
Protection8/20
Wealth11/20
Debt9/20
Retirement9/15
Survival21/25
🔥
Tax Leak
Wrong regime + NPS
-₹1.3L
🛡️
Cover Gap
Term inadequate
-₹25L
🔄
Overlap
4 duplicate funds
-₹2.1L
The hidden cost

Investing ≠ Financial Health.
Most earners confuse the two.

Control is not clarity — that gap costs you silently every month.

🔥
Tax Overpayment
HRA, NPS, capital gain offsets — missed by your CA.
–₹1.2L/yr
🔄
Portfolio Drift
Overlapping funds, wrong categories, excess cash.
–₹2.4L/yr
🛡️
Insurance Trap
Endowments as investments. Inadequate term cover.
–₹1.8L/yr
🦊
Retirement Gap
PF isn't a plan. Corpus shortfall risk.
–₹15L gap
Tax Rules · April 2026

2026 rules changed. Most employees don't know yet.

Significantly raised allowances. Most haven't acted.

🍽️
Meal Coupons: ₹50 → ₹200/meal~₹1.05L annual tax-free
📚
Child Education: ₹100 → ₹3,000/mo₹72,000/yr for 2 children
🫠
Hostel: ₹300 → ₹9,000/mo₹2,16,000/yr for 2 children

Illustrative OpportunityNew Rules

HRA under-optimisation-₹48,000
NPS Tier I (80CCD)-₹46,800
Wrong regime-₹36,400
LTA not claimed-₹18,000
Meal Coupons₹200/meal · ~250 days-₹1,05,000
Child Education₹3,000/mo × 2-₹72,000
Hostel Allowance₹9,000/mo × 2-₹2,16,000
Potential savings₹5,42,200
How it works

Not a consultation. A truth reveal.

1
Step One

You Submit

Structured intake: salary, investments, insurance, loans, goals. 15 minutes, no documents.

2
Step Two

We Analyse

140+ data points cross-referenced across tax, portfolio, insurance, retirement.

3
Step Three

Instant Dashboard

Interactive dashboard with gaps, scores, and prioritised action plan.

Outcomes

After the truth hits.

SM
Sneha M.
PM · Pune · ₹28L

“6 overlapping large-cap funds. Restructured in 3 weeks.”

↗ ₹2.1L saved
RK
Rohit K.
Eng Lead · Hyd · ₹34L

“Wrong regime, missing NPS. CA never flagged it.”

↗ ₹1.84L recovered
PP
Priya P.
Finance · Mumbai · ₹42L

“Dashboard made me uncomfortable. Worth every rupee.”

↗ ₹3.6L fixed
SM
Sneha M.
PM · Pune · ₹28L

“6 overlapping large-cap funds. Restructured in 3 weeks.”

↗ ₹2.1L saved
RK
Rohit K.
Eng Lead · Hyd · ₹34L

“Wrong regime, missing NPS. CA never flagged it.”

↗ ₹1.84L recovered
PP
Priya P.
Finance · Mumbai · ₹42L

“Dashboard made me uncomfortable. Worth every rupee.”

↗ ₹3.6L fixed
The company

Built by a Registered Indian Company.

MyFinancial is operated by a Ministry of Corporate Affairs registered private limited company, headquartered in Bangalore.

Legal entity
FINNODIAGNOS ANALYTICS PRIVATE LIMITED
CIN:U62099KA2026PTC219284
Registered office
No.112, AKR Tech Park, B Block,
Bommanahalli, Bangalore South,
Bangalore — 560068,
Karnataka, India

The most expensive thing is waiting to find out.

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