Investing ≠ Financial Health.
Most earners confuse the two.
Control is not clarity — that gap costs you silently every month.
2026 rules changed. Most employees don't know yet.
Significantly raised allowances. Most haven't acted.
Not a consultation. A truth reveal.
You Submit
Structured intake: salary, investments, insurance, loans, goals. 15 minutes, no documents.
We Analyse
140+ data points cross-referenced across tax, portfolio, insurance, retirement.
Instant Dashboard
Interactive dashboard with gaps, scores, and prioritised action plan.
What does clarity cost?
- ✓Basic financial health score
- ✓Highlights key problems & issues in your financial life
- ✓Protection, Wealth & Debt snapshot
- ✓Identifies critical gaps to address
- ✗Full 5-dimension analysis
- ✗Action plan & step-by-step guides
- ✗Tax & goal planning insights
- ✓Complete financial health score (out of 100)
- ✓Income & expense analysis
- ✓Insurance gap assessment
- ✓Investment health review
- ✓Tax optimisation insights
- ✓Goal planning overview
- ✓Step-by-step action guides
- ✓Understand where you stand & what to do next
- ✗1-on-1 advisor session
- ✓Everything in Comprehensive
- ✓60-min 1-on-1 advisor session
- ✓Risk profiling assessment
- ✓Portfolio review based on your risk profile
- ✓Tax optimisation blueprint
- ✗Quarterly reviews
- ✓Everything in Advisory
- ✓Portfolio correction guidelines
- ✓Personalised investment restructuring plan
- ✓Quarterly portfolio reviews
- ✓Quarterly financial check-ins & course corrections
- ✓Investment planning guidance (quarterly)
- ✓Tax filing support & planning
- ✓Annual tax strategy session
- ✓Goal tracking & rebalancing alerts
- ✓Annual net worth tracking
Built on One Belief: Every Earning Professional Deserves a Clear, Honest Picture.
“Most people aren't bad with money. They just never had a system that showed them the full picture — without an agenda behind it.”
Nithin Pushkaran built MyFinancial after observing a consistent gap in the Indian financial landscape — qualified professionals earning well, yet making financial decisions in the dark. No holistic view. No structured diagnosis. Just fragmented advice from people with products to sell.
MyFinancial is his answer: a structured, transparent, and conflict-free way to understand where you truly stand. The problem was never the individual — it was the advice ecosystem around them. Fragmented. Incentive-driven. Incapable of providing a full, honest view of one's financial health.