AIS Mismatch Correction: A Step-by-Step Process for AY 2026-27
TL;DR
- The Annual Information Statement aggregates data from over 30 reporting entities, and mismatches are common, especially in mutual fund redemptions, dividend payouts, and savings interest.
- The e-filing portal has a built-in feedback feature with five response types: information is correct, information is not fully correct, information relates to other PAN/year, information is duplicate, and information is denied.
- Submitting feedback does not automatically change the AIS. The reporting entity is notified and has to file a revised statement under Section 285BA.
- Until the entity corrects its data, the original AIS entry stays. You must still report actual income in your ITR, regardless of AIS.
- The deadline to submit feedback is open, but for AY 2026-27 it should ideally be done before filing your ITR, typically by 15 September 2026.
What this means in plain terms
AIS pulls data from banks, mutual funds, brokers, registrars, and sub-registrars and stitches it into one statement against your PAN. The problem is, each of these entities reports independently. A bank might report a fixed deposit interest of Rs. 62,000 when only Rs. 58,000 was actually credited. A mutual fund registrar might report a redemption of Rs. 5,00,000 when the actual amount, net of exit load, was Rs. 4,98,000. These small mismatches add up, and the CPC system uses AIS as the baseline for matching against your ITR.
If you ignore a mismatch and file ITR with your own figures, you can get a Section 143(1)(a) intimation flagging the difference. The fix is to use the AIS feedback feature, which sends a correction request to the source. This blog walks you through the exact screens and what to expect after you click submit.
When to file AIS feedback
Wrong amount
If the AIS shows Rs. 1,20,000 of FD interest but your bank passbook shows Rs. 1,15,000, this is a partial mismatch. Submit feedback as "information is not fully correct" with the right amount.
Transaction does not belong to you
If AIS shows a property sale or a foreign remittance you never did, this is the most serious type of mismatch. Possible causes are PAN data entry error by the reporting entity or identity misuse. Submit feedback as "information is denied" immediately and follow up.
Duplicate entry
The same FD interest appearing twice from one bank, or a dividend being reported both by the company and the registrar, is a duplicate. Submit feedback as "information is duplicate" with a reference to the original entry.
Wrong financial year
A transaction from FY 2024-25 showing up under AY 2026-27 is a year mismatch. Submit feedback as "information relates to other PAN or year" with the correct year.
How to submit AIS feedback
Step one: log in to the portal
Go to incometax.gov.in and log in using your PAN and password. Click on Services, then select Annual Information Statement (AIS). You will land on the AIS dashboard.
Step two: locate the entry
AIS is organised into sections: Salary, Interest, Dividend, Securities, Mutual Funds, Foreign Remittances, Sale of Securities, and so on. Click the section that has the wrong entry. Each row has a small bubble icon for feedback.
Step three: pick the response type
Click the bubble. A drop-down appears with five options. Pick the one that matches your situation. If you choose "information is not fully correct," you must enter the right value in a sub-form.
Step four: submit and track
Click submit. The system generates an acknowledgement number. Save this number. Go back to the AIS dashboard and check the status column. It will show "feedback submitted" against the corrected entry.
What happens after feedback
The reporting entity is notified
The CPC system pings the reporting entity, say HDFC Bank or KFintech, with your feedback. The entity has 30 days to verify and respond. They can accept, reject, or partially accept your correction.
AIS is updated
If the entity accepts, the AIS entry is updated with the new value. A new entry is added with the modified amount and the original entry is shown as superseded. This is reflected in TIS as well.
You still file ITR with actual numbers
Whether or not the feedback is resolved before filing, your ITR should reflect actual income from your own records. If your bank passbook shows Rs. 58,000 of FD interest, report Rs. 58,000, not the wrong Rs. 62,000 shown in AIS.
A real example
Vikram, 41, Rs. 35L CTC, Hyderabad, opened his AIS in July 2026 and found three mismatches.
- AIS showed a Rs. 4,80,000 mutual fund redemption from an ELSS he had sold for Rs. 4,62,000 after exit load. He submitted feedback as "information is not fully correct" with the right value of Rs. 4,62,000 and attached the AMC capital gains statement reference.
- AIS showed a dividend of Rs. 5,200 from a stock he had sold three years ago. He logged into his demat and confirmed the dividend was paid to the new owner, not him. He submitted feedback as "information is denied" with a note that the holding was transferred in 2023.
- AIS double-counted a savings interest of Rs. 2,800 from his ICICI savings account. He flagged it as "information is duplicate" and added the original entry reference.
- He saved the acknowledgement numbers for all three. Within four weeks, the mutual fund correction was accepted and AIS updated. The dividend feedback was accepted after six weeks. The savings duplicate took longer because ICICI had to re-file Form 61A.
- Vikram filed his ITR on 12 September 2026, using his own bank, broker, and AMC statements, and the actual capital gains of Rs. 78,000 on the ELSS redemption. The CPC processed his return in 21 days with no adjustment.
What to do this week
- Download your latest AIS from incometax.gov.in and save the PDF and JSON.
- Go section by section, comparing each line with your bank passbook, demat report, AMC statement, and broker contract notes.
- For every mismatch, submit feedback through the portal and save the acknowledgement number in a spreadsheet.
- Set a calendar reminder for 30 days from each submission to check if the reporting entity has responded.
- Run the 6-step assessment at https://myfinancial.in to see your old-vs-new regime delta, unused deductions, and insurance gap in under 10 minutes.
FAQ
What if the reporting entity refuses to correct AIS?
You still file your ITR with the correct numbers from your own records. If you get a 143(1)(a) notice on the gap, respond with the bank statement, AMC capital gains statement, or other supporting document and your AIS feedback acknowledgement.
Can I withdraw a feedback submission?
Yes. The AIS portal lets you cancel a feedback submission as long as the reporting entity has not yet acted on it. After action, you can submit a fresh feedback if needed.
Does AIS feedback affect Form 26AS?
Only if the original error was a TDS reporting issue. For non-TDS entries like savings interest or dividend, the correction updates AIS but not 26AS, since 26AS only covers tax credit data.
How long does AIS feedback take to be resolved?
In our experience for AY 2025-26 filings, mutual fund and dividend corrections typically take three to six weeks. Sub-registrar property entries and large value SFT corrections can take eight to twelve weeks.
Is there a fee for filing AIS feedback?
No. Submitting feedback through the e-filing portal is free of cost.
What if AIS is missing an income I actually earned?
You still report it in your ITR. AIS does not cap your tax liability. If anything, missing income that you report and pay tax on is safe. The reverse, where AIS shows income and you do not report, is what triggers notices.
Can a CA file AIS feedback on my behalf?
Yes, an authorised representative or e-Return Intermediary can act on your behalf through the portal with your digital signature.
Sources
- AIS feedback functionality: https://www.incometax.gov.in/iec/foportal/help/annual-information-statement
- Section 285BA reporting requirements: https://incometaxindia.gov.in/
- CBDT notification on AIS rollout: https://incometaxindia.gov.in/
- E-filing portal AIS user guide: https://www.incometax.gov.in/iec/foportal/
- Form 61A reporting under Rule 114E: https://incometaxindia.gov.in/
This is general information, not personalised advice. For your situation, consult a Certified Financial Planner.